Post Falls, Hayden Lake and Coeur d'Alene real estate and homes for sale in Idaho, lakeside, waterfront - Don Carton, REALTOR® Don Carton REALTOR(r) for Post Falls, Hayden Lake and Coeur d'Alene, Idaho real estate, lakeside, waterfront - NUMBER1EXPERT™ Don Carton NUMBER1EXPERT(tm) for Post Falls, Hayden Lake and Coeur d'Alene, Idaho real estate, lakeside, waterfront
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Don Carton, REALTOR®, real estate agent and broker for Post Falls, Hayden Lake and Coeur d'Alene Idaho home listings, property and land for sale - NUMBER1EXPERT(tm)
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First Time Homebuyers: Post Falls, Hayden Lake and Coeur d'Alene Idaho home buying, real estate listings, and homes for sale in Kootenai County, ID
Welcome > For Buyers > First Time Homebuyers ...


Buying Your First Home? Real Estate Agents Are Your Professional Guides. Make Sure You Choose a Top Expert. 

You might be a bit afraid or intimidated by the whole process of buying your first home. As a top Post Falls, Hayden Lake and Coeur d'Alene real estate expert, it's my job to guide you, from beginning to end. 

I will take the time to go through each and every step of the buying process. There are no dumb questions! 

Together, we will consider: 

- How much can you really afford? 

- How to qualify for a mortgage. 

- How much cash you should put down. 

- How to buy a home with little or nothing down. 

- What it takes to get approved for financing. What banks and other financial institutions are looking for. 

- How much your payments will be. 

- The tax advantages of buying. 

- Is renting or buying better for you? 

Tell me a bit about your situation below. I'll get right back to you. There is absolutely no charge, and I offer this to you with no strings attached. 

New to the home buying process? Tell me your concerns. Ask me questions. It's my job to help! There's no obligation, and I promise to get back to you quickly... 

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Real Estate Tips
Buyers Remorse >First Time Loans

Most first-time buyers can qualify for a mortgage loan, but they may need help from parents to make the down payment or closing costs on their home. There are loan programs that minimize the down payment and closing costs for first-time buyers. These programs usually require that 3 to 5 percent of the purchase price come from the buyers' funds, not from a loan or gift. Most lenders ask for the last three months' bank records. The borrower will be asked to reveal the origin of any large deposits. If the money comes from the homebuyer's parents, the lender may not consider those funds when qualifying the buyers.

Parents who are planning to help their children finance a home should transfer any funds several months before the house-hunting process begins. If it is a loan rather than a gift, a formal re-payment agreement should be drawn up between parents and children to eliminate potential misunderstandings or future complications with either estate.

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Real Estate Trivia
Q 
What private residence is considered the most expensive house ever built?

A 
The William Randolph Hearst Ranch in San Simeon, California cost over $30 million, equivalent today to $276,883,320. Bill Gates recently built a home for over $40 million.
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Don Carton, REALTOR®, real estate agent and broker for Post Falls, Hayden Lake and Coeur d'Alene Idaho home listings, property and land for sale - NUMBER1EXPERT(tm)

Don Carton
REALTEAM Real Estate Center

296 W. Sunset Avenue, Suite #14
Coeur d'Alene, ID. 83815
Phone: 208-667-1512
Toll Free: 866-545-3305
Email: doncarton@allcdaproperties.com

When you are making one of the most important decisions of your life, you want a professional who is committed to excellence. Serving as a realtor for over 7 years, Don Carton has a history of cultivating long term "win-win" relationships with sellers, buyers, investors, and Realtors. Don operates with integrity, professionalism and exceptional personal service. Plus Don’s technical capabilities and intimate knowledge of marketing, which includes the latest Internet technologies, will insure the buying and selling cycles will be quicker, smoother and more profitable for you. So for any real estate need in Coeur d’Alene, Hayden, Post Falls and the surrounding area, email or call Don Carton.

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